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Demo illustration
You deposit a principal amount and earn interest. An easy-access savings account usually allows withdrawals; a term deposit holds funds for an agreed period. Early withdrawal depends on the product terms and may reduce interest or incur a fee.
This example assumes a 12-month deposit with an effective annual yield (APY) of 3.0% when the bonus conditions are met. Without the bonus, the yield is 2.5%. These are annual percentages, not monthly returns.
APY includes the effect of compounding: when interest is added to your balance, later interest can be earned on that interest too. Actual payout dates and bonus eligibility depend on the agreed terms.
Illustration assumes the full amount stays deposited for 12 months, with no withdrawals, additional deposits, fees or taxes. Interest is shown before tax. This demo is not an actual deposit offer.
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